Why Choose MONETRA FINANCE?

Discover the advantages that make us the top choice for your loan applications and financing solutions.

Speed and Efficiency

Get a response to your loan request in less than 24 hours. We handle your files with unmatched speed for urgent projects.

100% Simplified Process

Say goodbye to paperwork! Our intuitive platform lets you submit your financing request entirely online in just a few clicks.

Total Transparency

No hidden fees or surprises. Our loan offers are presented with absolute clarity for mutual trust.

Personalized Solutions

Every project is unique. We offer flexible financing solutions tailored to your specific situation for optimal conditions.

Expert Support

Our team of financial experts is here to advise and guide you through every step of your financing request.

Security and Confidentiality

Your data is protected. We ensure maximum security and full confidentiality for all your personal information.

Our Loan Solutions

Whether you're an individual or a business, we have the right financing solution for you.

Personal Loan

Have a project in mind? Opt for a personal loan to finance it freely. With a personal credit, you can fulfill your dreams without needing to justify the use of funds. A personal loan simulation allows you to estimate your monthly payments in just a few clicks. Online personal loans simplify your steps with a quick response. Get a fast loan with no documentation, perfect for urgent needs. Enjoy low-interest personal loans for a smart and manageable loan...

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Business Financing

Business financing is an essential lever to support your development projects. Whether you're investing, hiring, or innovating, tailored solutions are available. With specialized partners, you can get quick and customized financing. Plan your cash flow needs to stay competitive. Online simulation tools help assess your financing capacity. Give your business the means to grow confidently.

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Mortgage Loan

A mortgage loan is key to making your property dream come true, whether it's for a primary residence or a rental investment. Use a mortgage simulator to anticipate payments and select the best deal. Mortgage rates in 2025 remain attractive, especially for strong credit profiles. It's now possible to get a mortgage without a down payment, making homeownership more accessible.

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Loan Buyback

Loan buyback is an ideal solution for combining multiple loans into one. This reduces your monthly payments and makes your budget easier to manage. Whether it's personal, auto, or mortgage loans, a single payment suffices. You might even qualify for new financing. A personalized review helps find the offer that best fits your profile.

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Car / Motorcycle Loan

A car/motorcycle loan is a fast and flexible solution to finance the purchase of a new or used vehicle. Whether you're an individual or a company, it can complement business financing for your fleet. If you already have loans, a loan buyback can consolidate your auto/moto loan. Some clients even pair this with a home improvement loan...

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Home Improvement Loan

A home improvement loan is perfect for renovating, upgrading, or decorating your home. Whether it's a kitchen, bathroom, or insulation project, you can finance it without delay. The loan amount can match any scale of renovation. A renovation loan simulation helps plan your budget. Enjoy great conditions, even with no down payment. Invest in your comfort while increasing your property’s value.

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Can’t find the right solution? Our team is here to help you.

Contact an advisor

Request a Loan: A Simple Process

Follow our easy steps to quickly get the funding you need, without complications.

Online Simulation & Application

Use our online simulator to define your needs and complete our loan application form in minutes. It's simple and intuitive.

Review & Quick Response

Our expert team carefully reviews your request. You’ll receive a preliminary yes within 24 business hours.

Signature & Fund Release

After approval, sign your contract online. Funds are then released and available in your account promptly.

A short video preview of the loan request process

Watch our short explanatory video to understand all the steps.

Learn more about us our numbers

Our success is measured through key indicators that reflect our commitment.

850+

Dedicated team members

27+

Offices at your service

99%

Satisfied clients

What our satisfied clients say

Discover the reviews and experiences of those who have trusted us.

Sophie L. Profile Picture

Sophie L.

Individual Client

"The speed and clarity of the process impressed me. I got my loan in record time. Exceptional service and a very responsive team!"

Personal Loan

Marc D. Profile Picture

Marc D.

Business Manager

"Financing our project was crucial. The personalized support and expertise of their team made all the difference. Very satisfied!"

Professional Financing

Julie R. Profile Picture

Julie R.

Loyal Client

"I needed a quick and efficient credit repurchase. Their solution lightened my monthly payments and gave me invaluable peace of mind."

Credit Repurchase

Your questions, our answers

Find here the answers to the most frequently asked questions about our loan services.

Our loans are open to a wide range of profiles: individuals, professionals, young businesses, and even seniors. Each application is studied individually to adapt to your financial situation and your specific needs. We offer personalized solutions to guarantee financial inclusion.

Generally, you will need a valid ID, proof of address, your latest payslips or financial statements (for professionals), and a bank identification statement (RIB). Additional documents may be requested depending on the type of loan and your situation.

We are committed to providing you with a principle response within 24 business hours of receiving your complete application. The release of funds generally occurs a few days after final acceptance and signing of the contract.

Yes, absolutely! We encourage you to use our online loan simulator. It's a free and non-binding tool that allows you to estimate your monthly payments and the total costs of your loan based on the desired amount and duration.

We offer flexible repayment options, adapted to your financial capacity. You can choose the duration of your loan, and in some cases, benefit from repayment tiers or the possibility of early repayments (partial or total) without additional fees.

You have not found the answer to your question?

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Ready to make your projects a reality?

Don't wait any longer! Start your online loan application today and get a quick response for the financing of your personal or professional ambitions.