Credit Buyback

Simplify your budget by consolidating your loans and reduce your monthly payments.

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Understanding Credit Buyback

Faced with multiple loan payments, a tight budget, or a project requiring new financing capacity, credit buyback offers a breath of fresh air. This financial solution consists of consolidating all your loans into one, with a single monthly payment, often lower, and an adapted repayment period. At MONETRA FINANCE, we help you regain peaceful budget management and free up purchasing power for your projects.

Our Approach to Loan Consolidation

What exactly is Loan Consolidation?

Loan consolidation, also known as debt consolidation, is a financial operation that allows you to group several loans (mortgage loans, consumer loans, car loans, revolving credit, various debts) into a single loan. The main objective is to reduce the amount of your monthly payments by extending the repayment period and/or by benefiting from a potentially lower interest rate. This solution simplifies the management of your budget with a single monthly payment, and can even free up additional capital for a new project.

Why choose MONETRA FINANCE for your Loan Consolidation?

We are your expert for an effective debt consolidation solution:

  • **In-depth Analysis:** A personalized study of your situation for a tailor-made solution.
  • **Monthly Payment Reduction:** Primary objective is to lighten your monthly financial burden.
  • **Administrative Simplicity:** A single point of contact and a simplified process.
  • **Optimized Rates:** Access to negotiated market conditions for your new loan.
  • **New Momentum:** Possibility to integrate a cash flow need for a new project.

Who is this service for?

Multi-loan Holders

Those who have several ongoing loans.

Income Decrease

In case of a change in financial situation.

New Projects

To finance a project by freeing up cash.

How does it work? (Simplified Process)

Simulate Online

Estimate your new monthly payments.

File Submission

Gather the necessary documents with our help.

Review and Offer

We analyze your situation and propose the best offer.

Acceptance and Signature

You accept the offer, the contract is signed.

Effective Consolidation

Your old loans are repaid, you only have one monthly payment.

The advantages for you:

Reduced Monthly Payments

Lighten your monthly budget and regain purchasing power.

Simplified Budget

One monthly payment, one unique date, clearer management.

Optimized Rate

Benefit from a potentially more advantageous interest rate.

New Projects

Integrate additional cash for a new project.

Regained Serenity

Avoid over-indebtedness and breathe financially.

Simplify your budget now!

Contact our experts for a free and no-obligation loan buyback simulation.

Request a loan buyback